Your Risk Score
Most people think they understand their relationship with risk. The GWP Risk Score tells you what it actually is - built from three dimensions that most risk assessments ignore entirely.
The problem with most risk assessments
The questionnaire your broker gave you asked how you'd feel if your portfolio dropped 20%. That's not a risk assessment. That's a liability waiver. It measures how you feel about risk in the abstract - not how much risk your financial situation can actually absorb, and not whether the risk you're taking aligns with what you're trying to build. The GWP Risk Score is built differently.
Three Pillars
Risk Capacity
The Floor (Objective)
Objective measure of what your situation can absorb based on income, liabilities, liquidity, and timeline.
Risk Attitude
The Psychology (Psychometric)
How you emotionally react to volatility and loss, measured with psychometric depth rather than one questionnaire.
Risk Appetite
The Goal Alignment (Strategic)
How much risk you should accept for your goals, calibrated to outcomes you want to build.
Your composite Risk Score
The three dimensions combine into a single Risk Score that sits alongside your GWP Score. Together they tell you not just where your wealth stands - but whether the risk you're carrying is appropriate for where you're trying to go.
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Why this matters
Risk misalignment is one of the most expensive silent mistakes in personal finance. Taking too much risk destroys wealth in downturns. Taking too little means your money grows slower than it should. Most people are miscalibrated in one direction or the other - and have no way of knowing it. The Risk Score closes that gap.